http://flbankrupt.com/blog Information, Tips and Other News Relating to Bankruptcy Law in Florida. Tue, 17 Jan 2012 22:26:24 +0000 http://backend.userland.com/rss092 en • Facebook • Twitter • Delicious • Digg • Google Buzz • StumbleUpon • Add to favorites • Email • RSS A recent potential client asked me how long do they need to live in Florida before they can file for bankruptcy here.  The client had recently moved to Florida but was anxious to obtain a fresh start by filing for chapter 7 bankruptcy in Miami-Dade county. If a person just recently moved to Florida they [...]]]> http://flbankrupt.com/blog/2011/12/long-live-florida-file-bankruptcy/ • Facebook • Twitter • Delicious • Digg • Google Buzz • StumbleUpon • Add to favorites • Email • RSS The goal of filing for bankruptcy is to get the debtor out of debt or in bankruptcy we refer to it as discharging (wiping out/eliminating ) debt.    The only way a debt can be eliminated in a bankruptcy is if that debt is actually listed on the bankruptcy petition (the document filed with the court).   [...]]]> http://flbankrupt.com/blog/2011/12/filing-bankruptcy-florida-importance-credit-report/ • Facebook • Twitter • Delicious • Digg • Google Buzz • StumbleUpon • Add to favorites • Email • RSS A recent potential client called me telling me that based on his current income he is below the median income for the state of Florida and wondered if he can automatically qualify to file for Chapter 7 bankruptcy.  Unfortunately the answer is NO, just because a debtor is under the median income for the state [...]]]> http://flbankrupt.com/blog/2011/11/median-income-florida-automatically-qualify-chapter-7-bankruptcy-florida/ • Facebook • Twitter • Delicious • Digg • Google Buzz • StumbleUpon • Add to favorites • Email • RSS One of the most common questions people want to know, when filing for bankruptcy, is what type of debts are dischargeable.  While most debts are dischargeable in bankruptcy there are several types of debts that are non-dischargeable.  A debtor will not be able to discharge back-owed child support in bankruptcy. If you are thinking of [...]]]> http://flbankrupt.com/blog/2011/11/file-bankruptcy-florida-discharge-wipeout-owed-child-support/ • Facebook • Twitter • Delicious • Digg • Google Buzz • StumbleUpon • Add to favorites • Email • RSS Sometimes I have potential clients who have had friends or family members that have previously filed for bankruptcy and that family member or friend may have had a good/bad experience with their bankruptcy trustee.  So the potential client will ask me if it is possible to know who your bankruptcy trustee will be prior to [...]]]> http://flbankrupt.com/blog/2011/11/file-bankruptcy-florida-trustee-case-filed/ • Facebook • Twitter • Delicious • Digg • Google Buzz • StumbleUpon • Add to favorites • Email • RSS A recent client asked me if she could terminate her cell phone contract through the bankruptcy and not be subject the termination fee of her provider.   The answer is YES a debtor can terminate their current cell phone contract by listing the cell phone provider on their bankruptcy petition and “rejecting their contract.”  I would [...]]]> http://flbankrupt.com/blog/2011/11/include-cell-phone-contract-file-bankruptcy-florida/ • Facebook • Twitter • Delicious • Digg • Google Buzz • StumbleUpon • Add to favorites • Email • RSS If you have filed for bankruptcy in the past and are thinking about filing for bankruptcy again then you may or may not be eligible to file again depending on date since you last filed.   If you previously filed for Chapter 7 bankruptcy in Florida then you must wait eight years from the date of [...]]]> http://flbankrupt.com/blog/2011/10/florida-bankruptcy-ive-filed-chapter-7-bankruptcy-file-chapter-7-bankruptcy-florida/ • Facebook • Twitter • Delicious • Digg • Google Buzz • StumbleUpon • Add to favorites • Email • RSS If you do a quick search for bankruptcy attorney in South Florida on Google you will find dozens of firms saying they are experienced in bankruptcy law.  If you decide to call and schedule an appointment with one of them, here are some questions to ask them when you meet them: How much of the [...]]]> http://flbankrupt.com/blog/2011/10/filing-bankruptcy-florida-questions-bankruptcy-attorney-thinking-hiring/ • Facebook • Twitter • Delicious • Digg • Google Buzz • StumbleUpon • Add to favorites • Email • RSS I often speak with debtors over the phone who are ready to file for bankruptcy and they are always wondering what the best steps they should do to prepare for the bankruptcy filing.  My answer every time is to get your paperwork organized.   Here are a couple of things you should consider: Do I need [...]]]> http://flbankrupt.com/blog/2011/10/planning-filing-bankruptcy-florida-steps-prepare/ • Facebook • Twitter • Delicious • Digg • Google Buzz • StumbleUpon • Add to favorites • Email • RSS When people have personal injury lawsuits they tend to take quite some time before they actually receive any money.  During that time period where the personal injury lawsuit is pending a person may consider filing for bankruptcy.  A question I receive from potential clients is whether or not they can file for bankruptcy while they [...]]]> http://flbankrupt.com/blog/2011/10/file-bankruptcy-florida-pending-personal-injury-lawsuit/