If you have had a judgment against you then the judgment creditor may be able to freeze your bank account to collect on the money you owe them.  A creditor may be able to freeze your account up to two times the amount that you owe them.  Once your account is frozen you will not be able to use the money, and any additional money you deposit into that account will also be frozen.

The filing of a bankruptcy in Florida, either a Chapter 7 or a Chapter 13, will instantly cause the automatic stay to come into effect.  Once the automatic stay is in effect your creditors cannot call you nor can they take any measures to collect their debts, including suing, wage garnishments, or freezing your bank accounts.  If your bank account was frozen prior to the bankruptcy filing, it can be unfrozen by the filing of a bankruptcy in Florida.

If you live in South Florida and had your bank account frozen or your wages garnished, we can help.  Contact Shmucher Law, PL  and bankruptcy lawyer Ofer Shmucher to schedule a free consultation in one of our five office locations, Boca Raton, Fort Lauderdale, Miami, Plantation, and Sunrise Florida.