A recent free consultation debtor came in and informed me that his bank account had been frozen due to a judgment and wanted to know if filing for bankruptcy could assist him in anyway. He wanted to know if both Chapter 7 and Chapter 13 bankruptcy filings would unfreeze his account. Then answer is YES, the filing of a bankruptcy will likely force a creditor to unfreeze a bank account and likely return any frozen funds to the debtor. It makes no difference if the debtor files for Chapter 7 or Chapter 13 bankruptcy, both filings will yield the same result.
Creditors who obtain a judgment against you have multiple ways to attempt to collect the money you owe them. One of the ways they can collect on a judgment is to seize bank accounts and they do so when you least expect it. If your account has been frozen you should schedule a free consultation with a Miami Bankruptcy Attorney to determine what the best options are to undo the freezing.
Shmucher Law, PL is an experienced bankruptcy law firm that represents debtors and creditors in Broward, Miami-Dade, and Palm Beach County. We offer free consultations and are available 7 days a week. To schedule a free consultation please contact us by calling 954.309.5559 or 305.741.5553.
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