by Ofer Shmucher | Oct 15, 2021 | Uncategorized
If you have been sued by Second Round Sub in Florida then the first thing you are probably asking yourself is who is this company and why are they suing me. Second Round Sub is what is referred to as a JUNK DEBT BUYER which basically means that they reach out to... by Ofer Shmucher | Aug 8, 2016 | Success Stories
I recently met with a new client who was in the middle of a lawsuit for failure to pay credit card debt. The plaintiff in the case was a debt buyer who was suing my client for approximately $3,000.00 plus attorney fees and costs. The debtor came to me right before the... by Ofer Shmucher | Jul 25, 2016 | Ask the Bankruptcy Attorney, Chapter 13 Bankruptcy
When potential new clients come to see me to discuss chapter 13 options they typically have done some reading online about the process. One of the biggest misconceptions that clients get confused is how long the lifespan of a Chapter 13 bankruptcy is. The simple... by Ofer Shmucher | Jul 20, 2016 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
So you’ve filed for bankruptcy and your case gets dismissed for one reason or another; can you refile? I get this question on a regular basis from debtors who usually file a Chapter 13 bankruptcy. Here is a basic understanding of what happens when a bankruptcy... by Ofer Shmucher | Jun 22, 2016 | Uncategorized
Debtors typically have numerous steps to take before filing for bankruptcy in Miami Florida. Step One: Consult A Bankruptcy Attorney The most important step is to find qualified bankruptcy counsel and schedule a free consultation to see if bankruptcy is an option for... by Ofer Shmucher | Apr 19, 2016 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I had a recent free consultation come into my office to ask me about small business loans and if they were dischargeable in bankruptcy. The debtor received an SBA loan on a property when their home was damaged by a hurricane. Soon the debtor was unable to make... by Ofer Shmucher | Apr 12, 2016 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
One of the most common questions that I get during my free consultation in my Miami Florida office is whether or not a dismissed bankruptcy will show up on a credit report. I have recently met with numerous clients who for some reason or another have a dismissed... by Ofer Shmucher | Apr 4, 2016 | Uncategorized
A recent free consultation came into my Miami bankruptcy office to discuss options regarding her Condo Association foreclosure lawsuit filed against her. She did some reading about bankruptcy options but wanted to sit down to discuss how we could save her home. I... by Ofer Shmucher | Feb 19, 2016 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Client Bankruptcy Cases
A potential client asked me during our initial free consultation if they could still file for bankruptcy if they were just served with a lawsuit complaint. Apparently the client believed that once you have been sued you can no longer file for bankruptcy. The truth... by Ofer Shmucher | Feb 11, 2016 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I recently had a client come into my Miami Florida office to file for bankruptcy but I didn’t feel they were a good candidate and instead suggested that they settle their debts. Clients believed that because they already had a judgment against them it would be...
