by Ofer Shmucher | Oct 1, 2015 | Uncategorized
Yesterday a Chapter 13 bankruptcy client of mine called to ask me a question about debt. The client filed for a Chapter 13 bankruptcy last week and yesterday they had to go to the emergency room because of an illness. They asked me if it was possible to include the... by Ofer Shmucher | Sep 29, 2015 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I had a recent bankruptcy consultation in my Miami Florida office and the client point blanked asked me why he should hire me rather than a bankruptcy preparer company that advertise on craigslist. This wasn’t the first time that I’ve been asked this... by Ofer Shmucher | Sep 24, 2015 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I often get clients who come to my office who ask me if they can still file for bankruptcy if they have a car that is paid off or paid for. The answer is YES having a vehicle that is paid off does not prevent an individual from filing for bankruptcy in Florida but it... by Ofer Shmucher | Sep 22, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I routinely get new clients who just moved to Florida, permanent relocation, and they are looking to file for bankruptcy to obtain a fresh start. Their first question is what state do I file my bankruptcy in and that answer depends on how long they have lived in... by Ofer Shmucher | Sep 17, 2015 | Uncategorized
On a regular basis I have clients coming to Miami, Florida office telling me that they have attempted to modify their home mortgage but they have been rejected. Some of these clients have been sending the bank documents for numerous years and the banks continue to... by Ofer Shmucher | Sep 8, 2015 | Uncategorized
I often get clients who have cars and car payments they can no longer afford. They ask me how bankruptcy can assist them with their car payments. Typically under a Chapter 7 (Miami or Fort Lauderdale Case) a debtor doesn’t have many options regarding their... by Ofer Shmucher | Aug 28, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Typically clients that come see me have been thinking about their financial situations for an extended period of time. The filing of a bankruptcy whether it is chapter 7 or chapter 13 is not an easy situation and ideally the client would like to see it go as smooth as... by Ofer Shmucher | Aug 25, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Are you a debtor who has a suspended license because you got into an accident with no insurance and now have a judgment against you? Did you know that the filing of a bankruptcy can assist you in getting your license back? I regularly have debtors come into my Miami... by Ofer Shmucher | Aug 24, 2015 | Ask the Bankruptcy Attorney, Bankruptcy Process
With the increase in property values in South Florida, numerous debtors are coming to my office in an attempt to save their homes. Filing of a Chapter 13 bankruptcy in Miami or Fort Lauderdale can do just that. Here are a few ways a Chapter 13 bankruptcy can assist... by Ofer Shmucher | Aug 17, 2015 | Uncategorized
When you file for bankruptcy in Florida you must list all your assets and then use state or federal laws called exemptions to protect those assets. Typical exemptions are as follows: 1. $1,000.00 for anything you want 2. $1,000.00 for a vehicle 3. Unlimited homestead....
