by Ofer Shmucher | Sep 29, 2015 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I had a recent bankruptcy consultation in my Miami Florida office and the client point blanked asked me why he should hire me rather than a bankruptcy preparer company that advertise on craigslist. This wasn’t the first time that I’ve been asked this... by Ofer Shmucher | Sep 24, 2015 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I often get clients who come to my office who ask me if they can still file for bankruptcy if they have a car that is paid off or paid for. The answer is YES having a vehicle that is paid off does not prevent an individual from filing for bankruptcy in Florida but it... by Ofer Shmucher | Sep 22, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I routinely get new clients who just moved to Florida, permanent relocation, and they are looking to file for bankruptcy to obtain a fresh start. Their first question is what state do I file my bankruptcy in and that answer depends on how long they have lived in... by Ofer Shmucher | Aug 28, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Typically clients that come see me have been thinking about their financial situations for an extended period of time. The filing of a bankruptcy whether it is chapter 7 or chapter 13 is not an easy situation and ideally the client would like to see it go as smooth as... by Ofer Shmucher | Aug 25, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Are you a debtor who has a suspended license because you got into an accident with no insurance and now have a judgment against you? Did you know that the filing of a bankruptcy can assist you in getting your license back? I regularly have debtors come into my Miami... by Ofer Shmucher | Jul 23, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Uncategorized
Every week or so I go to Chapter 13 meeting of the creditors in Broward or Miami-Dade County and I wait for my cases to be called. Over and over again I see individual debtors, who filed for Chapter 13 bankruptcy protection, get their cases dismissed. One of the first...