by Ofer Shmucher | Jul 22, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy
An individual seeking to obtain bankruptcy protection has a few options regarding which type of bankruptcy to file. The most common options are either a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. There are pros and cons for filing each one and the decision on... by Ofer Shmucher | Jul 18, 2015 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
One of the most important possessions, for my clients, is a car. Clients need a reliable car to get them to and from work, pick up their kids, etc. Before purchasing a car you need to consider if you can afford the car, if you will get approved for a loan, and have... by Ofer Shmucher | Jul 16, 2015 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Typically when a debtor files for bankruptcy, in Southern Florida, two things can happen: 1. they get their discharge 2. they get their case dismissed A debtor filing for bankruptcy is ideally seeking a discharge of their debts, because a discharge means that the... by Ofer Shmucher | Jul 14, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Disability Payments, Social Security
I had a recent free consultation in my Miami office, and the debtor asked me if his social security or disability payments would be affected by the filing of a Chapter 7 bankruptcy. The answer to that question is NO government Social Security or Disability payments... by Ofer Shmucher | Nov 8, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Client Bankruptcy Cases, Uncategorized
Sometimes I have potential clients who have had friends or family members that have previously filed for bankruptcy and that family member or friend may have had a good/bad experience with their bankruptcy trustee. So the potential client will ask me if it is... by Ofer Shmucher | Sep 19, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Uncategorized
A few years ago when people purchased homes and those homes increased in values the banks offered the homeowners an equity line of credit, which was a way to borrow against the home. These equity lines of credit ranged from just a few thousand to several hundreds of...
