by Ofer Shmucher | Sep 1, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Florida Law, Uncategorized
If you are thinking of filing for bankruptcy in Florida and you own real estate then you will need to know the value of the real estate to determine what, if any, equity you have in your properties. The easiest way to determine the value of your home is to look at... by Ofer Shmucher | Aug 31, 2011 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized
If you are thinking of filing for bankruptcy then you are also thinking of what type of impact bankruptcy plays with other aspects of your life. One question I recently received is whether or not filing for bankruptcy in Florida will have any impact on a child... by Ofer Shmucher | Aug 29, 2011 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized
With the increase in the number of houses that are foreclosed on in Florida, more clients are being sued for a deficiency. A deficiency is basically the difference between what you owed on the house and what the bank sells it for when it is sold at a foreclosure... by Ofer Shmucher | Aug 17, 2011 | Ask the Bankruptcy Attorney, Client Bankruptcy Cases, Florida Law, Uncategorized
Clients always ask me the following question “Can I go max out my credit cards and then come back and file for bankruptcy?” The answer to that question is NO and it could lead to severe consequences including having the credit card companies sue you while you are in... by Ofer Shmucher | Aug 15, 2011 | Client Bankruptcy Cases, Florida Law, Uncategorized
Clients that come see me tend to have one or two credit cards that they are current on. These credit cards are typically low balance cards just for an emergency. The client will usually ask me if they can keep these low balance credit cards after filing for... by Ofer Shmucher | Jul 15, 2011 | Ask the Bankruptcy Attorney, Chapter 7 Bankruptcy, Florida Law, Uncategorized
I recently had a client ask me the following question: Does it matter if you are working or not if you want to file for Chapter 7 bankruptcy? In his case my client was unemployed, for an extended period of time, and he wasn’t sure if you could file for bankruptcy...
