by Ofer Shmucher | Jul 13, 2011 | Bankruptcy Process, Chapter 7 Bankruptcy, Florida Law, Uncategorized
People often do research on bankruptcy online, and some of the information they find out is entirely incorrect. One of my favorites is when a client tells me that they read online that the bankruptcy court will NOT take your car away if it is your only mode of... by Ofer Shmucher | Jul 11, 2011 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized, US Bankruptcy Law
With a high unemployment rate in the state of Florida, many residents are having a fairly difficult time landing jobs. These residents, without jobs, are likely also to be the same residents who have debt issues. At least once a week I have a potential client ask... by Ofer Shmucher | Jul 8, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 7 Bankruptcy, Florida Law, Uncategorized
When my clients come see me, the first thing they ask is what is the timeline if I file for Chapter 7 bankruptcy in Florida. Below is a rough timeline for individuals who file for Chapter 7 bankruptcy using my firms services. 1. Schedule an appointment with... by Ofer Shmucher | Jul 7, 2011 | Client Bankruptcy Cases, Florida Law, US Bankruptcy Law
One of the biggest mistakes a debtor can do, before filing for bankruptcy, is to repay debts owed to the debtors’ relatives or friends. When a debtor files for bankruptcy a trustee is appointed in the case. The trustee’s job is similar to that of a referee, whereby... by Ofer Shmucher | Jul 6, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Florida Law, Uncategorized
Sometimes clients of mine try other methods to eliminate their debts, including debt consolidation. In a debt consolidation plan all of the debtor’s debts are lumped together and the debtor is only required to make one monthly payment in order to pay it down. ... by Ofer Shmucher | Jun 28, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Florida Law, Uncategorized
One of the biggest fears, for anyone is thinking of filing for bankruptcy, is that they have go to court. They are expecting someone to yell at them or give them a hard time for filing for bankruptcy, likely that is not the case. Most of the time your court hearing...