Sued by Crown Asset Management in Florida?
Since 2009 Shmucher Law, PL has assisted numerous debtors and consumers in resolving their financial problems. We have represented thousands of individuals in debt defense lawsuits and filing for bankruptcy. If you have been served with a lawsuit from Crown Asset Management you should call our office for a free consultation and case analysis.
Crown Asset Management is a buyer of charged off debt also known as a junk debt buyer, this debt ranges from credit cards, medical loans, store cards as well as unsecured personal loans. You may have seen them reported on your credit reports or when they file a lawsuit against you. Crown’s business model is to file as many lawsuits as possible and either obtain a default judgment or settled each case with the defendant.
What to Do if You Were Served a Summons from Crown Asset Management
To be served with a lawsuit a process server will come to your home or your office and hand you legal paperwork. If you were served with a lawsuit from Crown Asset Management it means that you have been SUED and it is very important that you do not ignore the lawsuit against you. Depending on the size of the debt your summons will either have a one of the following:
Pre-Trial Conference – For any debts owed up to $8,000 your summons may include a pre-trial conference date and time as well zoom login information. If you do not hire a lawyer then you MUST APPEAR at the pre-trial conference where a judge will send you and the attorney from Crown Asset Management to mediation to determine if a settlement can be reached. If no agreement can be reached, then the judge will set your case for trial. If you fail to appear at the pre-trial conference a default will be entered against you.
Response – For debts $8,001 and greater your lawsuit will require you or your attorney file a responsive pleading within 20 (twenty) days from the date you were served. Failure to file a responsive pleadings could lead to a default judgment being entered against you.
What Defenses could a Debtor have to a Lawsuit by Crown Asset Management
Crown Asset Management buys their debts in bulk and typically when you buy in bulk the documentation associated with the debt can get lost. The most common defense to a Crown Asset Management defense is referred to as standing which basically means that they can’t prove that they actually own the debt they are suing on.
Other defenses to a Crown Asset Management lawsuit may include:
- Lack of Standing
- Prior Settlement/Settled
- Statute of Limitation has Expired
- Discharged in a bankruptcy
- Wrong Party
How Can Shmucher Law, PL Help Me?
Shmucher Law, PL’s debt defense lawyers will be able to file responsive pleadings on your behalf, attend mediation if necessary, and attempt to amicably resolve this matter by either getting the case dismissed or by settling the debt and allowing the debtor to make monthly payments (if possible). We typically offer a flat-fee payment arrangement and we don’t collect our fee until a settlement agreement has been executed or the case has been dismissed. Feel free to contact us at any time to schedule a free consultation either over the phone or in person.