Have you ever had to go to the emergency room or urgent care for an extended period of time?  Most of the time when you get the bill it is extraordinarily high, hopefully you have insurance to cover your bills.  However with the growing number of people who are out of a job, comes a growing number of people who have no insurance.  One trip to the emergency room for an uninsured individual could put their life into financial ruin because of the amount of debt they will incur.

Over the last few weeks I have had numerous clients coming to see me because of that reason; they were unemployed and uninsured and they had a medical emergency requiring them to visit the ER of their local hospital.  While they were satisfied with their treatments they were horrified once they received their bills.  Clients  showed me bill where they owed $20,000, $15,000 and $50,000 respectively for the medical services rendered.  Once they come see me, their first question is can I wipe out or discharge all this medical debt if I file for bankruptcy, and thankfully the answer is YES.

A debtor who files for bankruptcy (whether it is Chapter 7, Chapter 11 or Chapter 13) in Florida will be able to discharge or wipeout all of their medical bills upon obtaining their discharge from their bankruptcy.  The medical bill collectors will no longer be able to call, harass, hassle, or attempt to collect any of the debts that were listed in the bankruptcy petition of the debtor.

If you are thinking of filing for bankruptcy and would like to speak with a local bankruptcy attorney then please contact Ofer Shmucher at Shmucher Law, PL by calling 305.741.5553 or 954.309.5559.  Shmucher Law, PL offers free consultations in any of our South Florida offices including Boca Raton, Fort Lauderdale, Miami, Plantation, and Sunrise Florida.