Are you being routinely harassed by creditors calling you at all times throughout the day, including early in the morning and late at night?  Have you come to the point where you either just shut your phone off or ignore every call that is coming in?  The filing of a bankruptcy can help by preventing creditors from calling you again.

As a bankruptcy attorney I often ask my clients how often they are being harassed from their creditors.  I have heard of stories where the creditors call the client’s work, the client’s relatives or even in some cases they will call the client’s neighbors to try to get information about them.  Basically if you are in debt your creditors likely are causing you, your family members, your work, and even your neighbors a headache!

Here is how bankruptcy can help:

Hire a bankruptcy attorney (prior to filing):  Once you hire a bankruptcy attorney you can tell all of your creditors that you are represented by counsel, provide them the phone number, and they will not call you anymore.

File for bankruptcy – Upon the filing of the bankruptcy every creditor will get notified that you have filed for bankruptcy and the law prevents them from contacting you.  Within a day or two after filing you will be able to enjoy your life again because no creditor will be calling you.  If by any chance a creditor does call you, then you need to give them your bankruptcy case number and they will cease calling you.

If you are being harassed by your creditors and you would like to see if bankruptcy is right for you then please contact Shmucher Law, PL to schedule a free consultation.  We offer consultations in our Miami office or in any of our satellite locations (by appointment) including Boca Raton, Fort Lauderdale, Plantation and Sunrise Florida.  You may contact us by calling 954.309.5559 or 305.741.5553.