Sued By LVNV Funding in Broward or Miami-Dade County?
LVNV is a debt buyer that purchases old charged-off credit cards and consumer debts from other original debt owners. Upon purchasing the old debts LVNV begins collection efforts including numerous phone calls to the debtor and the debtor’s family members and letters in the mail.
What Happen when LVNV Sues you in Florida
If you have received a summons and complaint from LVNV please do not ignore it, it means that you have been sued. Once you have been served you have 20 days to respond in Florida. If you fail to respond or if your court doesn’t accept your response you may have a default judgment entered against you. Once a default judgment has been entered against you the creditor may be able to garnish your bank account or your wages. We have handled numerous LVNV cases and these are the common defenses available against their lawsuit:
- Can they prove they own the debt?
- Has this debt already been settled?
- Has the Statute of Limitation has Expired?
- Was the debt discharged in a bankruptcy?
- Are they suing the wrong party
How Can A Miami Debt Settlement Attorney Help Me?
Shmucher Law, PL has represented numerous debtors against LVNV. Our Debt Settlement Attorney will be able to file responsive pleadings on your behalf, attend mediation if necessary, and attempt to amicably resolve this matter by settling the debt and allowing the debtor to make monthly payments (if possible).
Shmucher Law, PL can assist debtors in Broward or Miami-Dade County defend and/or settle their lawsuit with LVNV. We typically offer a flat-fee payment arrangement and we don’t collect our fee until a settlement agreement has been executed. Feel free to contact us at any time to schedule a free consultation either over the phone or in person.