Sued By Surf Consultants in Broward or Miami-Dade County?
Surf Consultants is a third party debt purchaser who regularly purchases bad debt from original creditors like a typical credit card company. By the time Surf Consultants purchases the debt, it has already been in collection for an extensive period of time with no avail. Surf Consultants usually will by the debts sue on it immediately. They file numerous cases in South Florida every year and are usually represented by Sprechman and Associates.
What to Do if You Were Served a Summons from Surf Consultants?
If someone came to your door and had you or your family member sign for legal papers it means that you were SERVED with a lawsuit, do not ignore it. Once you are served the you have limited time to respond to the lawsuit to avoid a default judgment. Surf Consultants is hoping that you don’t respond to the lawsuit so they may obtain a default judgment against you and then begin to attempt to garnish your wages or levy your bank account. If you have been served please contact our office immediately for assistance.
What Defenses could a Debtor have to a Lawsuit by Surf Consultants?
Surf Consultants buys their debts in bulk the documentation associated with the debt can get lost. In order for Surf to bring the lawsuit they need to provide the necessary information showing they are the owners of the debt and that the debtor does indeed owe the money. Some of the defenses that can be raised include:
- Lack of Standing
- Prior Settlement/Settled
- Statute of Limitation has Expired
- Discharged in a bankruptcy
- Wrong Party
How Can A Miami Debt Settlement Attorney Help Me?
Shmucher Law, PL has represented numerous debtors against Surf Consultants. Our Debt Settlement Attorney will be able to file responsive pleadings on your behalf, attend mediation if necessary, and attempt to amicably resolve this matter by settling the debt and allowing the debtor to make monthly payments (if possible).
Shmucher Law, PL can assist debtors in Broward or Miami-Dade County defend and/or settle their lawsuit. We typically offer a flat-fee payment arrangement and we don’t collect our fee until a settlement agreement has been executed. Feel free to contact us at any time to schedule a free consultation either over the phone or in person.