by Ofer Shmucher | Aug 17, 2011 | Ask the Bankruptcy Attorney, Client Bankruptcy Cases, Florida Law, Uncategorized
Clients always ask me the following question “Can I go max out my credit cards and then come back and file for bankruptcy?” The answer to that question is NO and it could lead to severe consequences including having the credit card companies sue you while you are in... by Ofer Shmucher | Aug 15, 2011 | Client Bankruptcy Cases, Florida Law, Uncategorized
Clients that come see me tend to have one or two credit cards that they are current on. These credit cards are typically low balance cards just for an emergency. The client will usually ask me if they can keep these low balance credit cards after filing for... by Ofer Shmucher | Apr 16, 2011 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized
If you haven’t paid your credit cards or any other debts for approximately nine months then your credit card company or whatever creditor you have will charge off your debt. What charge off means is somewhat misleading . When a creditor charges off debt they are... by Ofer Shmucher | Dec 23, 2010 | Uncategorized
Lots of clients come to my office and they have debt on their credit report that someone else has co-signed for, examples are cars and credit cards. When the person files for bankruptcy he must list any co-signer on his/her bankruptcy petition to give the other party... by Ofer Shmucher | Dec 19, 2010 | Ask the Bankruptcy Attorney, Uncategorized
You are relaxing at home on a typical day and then you receive a knock at your door. You open the door and a process server greets you and asks you if you live there, you say you do, and he serves you with a summons and complaint. You look at it more carefully and...
