• Miami: (305) 741-5553
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Shmucher Law, PL
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If I file for bankruptcy in Florida can I keep my bankruptcy private?

by Ofer Shmucher | Sep 7, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Uncategorized, US Bankruptcy Law

Some people are ashamed that they have filed for bankruptcy and want to keep it private, and so they ask me if there is anything they can do to keep their bankruptcy filing private.  Unfortunately the filing of a bankruptcy is a public filing and is a matter of public...

If I use my credit cards right before filing for bankruptcy, in Florida, will my credit cards sue me?

by Ofer Shmucher | Aug 17, 2011 | Ask the Bankruptcy Attorney, Client Bankruptcy Cases, Florida Law, Uncategorized

Clients always ask me the following question “Can I go max out my credit cards and then come back and file for bankruptcy?”  The answer to that question is NO and it could lead to severe consequences including having the credit card companies sue you while you are in...

I am current on my credit cards, what happens to them when I file for bankruptcy in Florida?

by Ofer Shmucher | Aug 15, 2011 | Client Bankruptcy Cases, Florida Law, Uncategorized

Clients that come see me tend to have one or two credit cards that they are current on.  These credit cards are typically low balance cards just for an emergency.  The client will usually ask me if they can keep these low balance credit cards after filing for...

What does it mean when my Debt is Charged Off and how does this Affect Me if I am considering Filing for Bankruptcy in Florida?

by Ofer Shmucher | Apr 16, 2011 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized

If you haven’t paid your credit cards or any other debts for approximately nine months then your credit card company or whatever creditor you have will charge off your debt.   What charge off means is somewhat misleading .  When a creditor charges off debt they are...

What are Alternatives to Filing for Bankruptcy in Florida?

by Ofer Shmucher | Mar 24, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Florida Law, Uncategorized

Clients come see me on a regular basis and I tend to ask them a lot of questions regarding their assets, debts, and regular income.  Every once in a while I come across a client that I would consider to be borderline, and by that I mean they have either the option to...
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    Miami: (305) 741-5553

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    Vero Beach: (772) 758-9888

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    The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. We are a debt relief agency and we help people file for relief under the bankruptcy code. Shmucher Law’s practice is limited to the state of Florida.

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