• Miami: (305) 741-5553
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Shmucher Law, PL
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Florida Bankruptcy and Your Bank Account

by Ofer Shmucher | Dec 1, 2010 | Ask the Bankruptcy Attorney, Uncategorized

I hear stories from my clients telling me that one day they had $2,000 in their bank account and the next day it was all gone.  They always ask me if it is legal for the bank to do this, and most of the time the answer is yes.  If you owe the bank some money (i.e .you...

If I am Filing for Bankruptcy in Florida Can I include My Medical Bills?

by Ofer Shmucher | Nov 23, 2010 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized

Routinely I get asked questions regarding medical bills, especially if they can be included in the filing of a bankruptcy in Florida.  The answer is ABSOLUTELY, when you file for bankruptcy you want to be able to have a fresh start, i.e.  have no debts left when your...

Why Should I File for Bankruptcy if I Can Just Settle My Debts through a Debt Negotiator?

by Ofer Shmucher | Oct 28, 2010 | Ask the Bankruptcy Attorney, Uncategorized, US Bankruptcy Law

There are many commercials on TV today paid for by debt settlement companies offering to settle all of your debts and keep you out of bankruptcy.  These commercials sound too good to be true and often times they are.  They are promising to settle or consolidate all...

If I file for Bankruptcy in Florida, will my Students Loans be Discharged?

by Ofer Shmucher | Oct 17, 2010 | Ask the Bankruptcy Attorney, Bankruptcy Process, Uncategorized

One of the most common questions my clients ask me, when they come to one of our bankruptcy law offices in Southern Florida, is what will happen to my student loans once I file for bankruptcy. My answer to them, 99 percent of the time is that you cannot get rid of...

I’m About to File Bankruptcy in Florida, Can I Max Out All my Cards and File?

by Ofer Shmucher | Sep 13, 2010 | Ask the Bankruptcy Attorney, Florida Law

Once in a while a client will come to my office and ask me the following question, if I am going to file for bankruptcy can I just go max out all my credit cards and then file, or can I take out cash advances?  The answer to that question is No, No, No, and I would be...
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    20801 Biscayne Blvd
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    Miami: (305) 741-5553

    Fort Myers: (239) 299-7833

    Vero Beach: (772) 758-9888

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    The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. We are a debt relief agency and we help people file for relief under the bankruptcy code. Shmucher Law’s practice is limited to the state of Florida.

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