by Ofer Shmucher | Dec 1, 2010 | Ask the Bankruptcy Attorney, Uncategorized
I hear stories from my clients telling me that one day they had $2,000 in their bank account and the next day it was all gone. They always ask me if it is legal for the bank to do this, and most of the time the answer is yes. If you owe the bank some money (i.e .you... by Ofer Shmucher | Nov 23, 2010 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized
Routinely I get asked questions regarding medical bills, especially if they can be included in the filing of a bankruptcy in Florida. The answer is ABSOLUTELY, when you file for bankruptcy you want to be able to have a fresh start, i.e. have no debts left when your... by Ofer Shmucher | Oct 28, 2010 | Ask the Bankruptcy Attorney, Uncategorized, US Bankruptcy Law
There are many commercials on TV today paid for by debt settlement companies offering to settle all of your debts and keep you out of bankruptcy. These commercials sound too good to be true and often times they are. They are promising to settle or consolidate all... by Ofer Shmucher | Oct 17, 2010 | Ask the Bankruptcy Attorney, Bankruptcy Process, Uncategorized
One of the most common questions my clients ask me, when they come to one of our bankruptcy law offices in Southern Florida, is what will happen to my student loans once I file for bankruptcy. My answer to them, 99 percent of the time is that you cannot get rid of... by Ofer Shmucher | Sep 13, 2010 | Ask the Bankruptcy Attorney, Florida Law
Once in a while a client will come to my office and ask me the following question, if I am going to file for bankruptcy can I just go max out all my credit cards and then file, or can I take out cash advances? The answer to that question is No, No, No, and I would be...