by Ofer Shmucher | Apr 30, 2011 | Client Bankruptcy Cases, Florida Law, Uncategorized
I see many clients who have attempted to stay afloat by taking out loans against their 401k retirement plans. Basically the clients have X saved in a work retirement plan and they have borrowed against it, usually to receive a lump sum payment, and then the client is... by Ofer Shmucher | Mar 31, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Client Bankruptcy Cases, Uncategorized
I often meet clients who have become trapped in a payday loan problem. They go to one of these payday loan stores, located on every corner in Florida, and can easily get some quick money. The problem is they don’t read or realize just how much money they have to pay... by Ofer Shmucher | Mar 22, 2011 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized
A lot of my clients use their credit cards as means for survival (food and gas), so when they come see me they ask me the following question: If I have recently used my credit card can I still file for bankruptcy, and will it be a problem? There are some specific... by Ofer Shmucher | Dec 28, 2010 | Chapter 7 Bankruptcy, Uncategorized
One of the most important questions people as me is what is the time frame for a bankruptcy in Florida. While the time frame for each case is different because it depends on how long it takes to draft a bankruptcy petition generally it goes as follows: Schedule an... by Ofer Shmucher | Dec 2, 2010 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized
Many clients come see me in either my Miami or Fort Lauderdale offices and ask me the following question: “Can I sell all my stuff before I file for bankruptcy?” I generally tend to sway them away from doing this because nothing good can come from doing this. Here...
