by Ofer Shmucher | Mar 17, 2011 | Chapter 13 Bankruptcy, Florida Law, Uncategorized
When you file for bankruptcy in Florida you need to list all of your debts and all of your assets. The jewelry you own is considered an asset and in some instances could have significant value. I often get asked how much jewelry can I exempt in Florida or what are... by Ofer Shmucher | Feb 23, 2011 | Chapter 13 Bankruptcy, Uncategorized
When many people purchased a home in Florida they obtained two mortgages (an 80/20 split). A great number of other people obtained home equity lines of credit on their homes as well. Did you know that by filing for bankruptcy in Florida it is possible to wipeout or... by Ofer Shmucher | Feb 19, 2011 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Uncategorized
The filing of a Chapter 13 bankruptcy, in Florida, requires the debtor(s) to create a three to five year repayment plan to pay off a portion of their debts. You may wonder, why would I want to do a chapter 13 bankruptcy and make monthly payments when I can just file... by Ofer Shmucher | Feb 16, 2011 | Ask the Bankruptcy Attorney, Chapter 7 Bankruptcy, Florida Law, Uncategorized
The majority of the homes, condominiums (condos), or townhomes in Florida have Home Owner Association (HOA) fees that are usually paid either monthly or quarterly. A very common question that I receive is what happens to my owed HOA fees when I am filing for... by Ofer Shmucher | Feb 10, 2011 | Ask the Bankruptcy Attorney, Chapter 13 Bankruptcy, Florida Law, Uncategorized
If you are considering filing for bankruptcy in Florida and at the same time trying or are in the process of a mortgage modification there are certain things that you should know BEFORE you file for bankruptcy. Trial Period – If you file for bankruptcy while you are...
