by Ofer Shmucher | Nov 5, 2011 | Ask the Bankruptcy Attorney, Client Bankruptcy Cases, Uncategorized
A recent client asked me if she could terminate her cell phone contract through the bankruptcy and not be subject the termination fee of her provider. The answer is YES a debtor can terminate their current cell phone contract by listing the cell phone provider on... by Ofer Shmucher | Oct 6, 2011 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized
I often speak with debtors over the phone who are ready to file for bankruptcy and they are always wondering what the best steps they should do to prepare for the bankruptcy filing. My answer every time is to get your paperwork organized. Here are a couple of... by Ofer Shmucher | Aug 17, 2011 | Ask the Bankruptcy Attorney, Client Bankruptcy Cases, Florida Law, Uncategorized
Clients always ask me the following question “Can I go max out my credit cards and then come back and file for bankruptcy?” The answer to that question is NO and it could lead to severe consequences including having the credit card companies sue you while you are in... by Ofer Shmucher | Jul 22, 2011 | Ask the Bankruptcy Attorney, Uncategorized
Yes, having a criminal record will not prohibit a debtor from filing for bankruptcy in Florida. In most cases no one will know of your criminal record unless some of your debts are restitution debts (non-dischargeable). Bankruptcy is available for any individual who... by Ofer Shmucher | Jul 8, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 7 Bankruptcy, Florida Law, Uncategorized
When my clients come see me, the first thing they ask is what is the timeline if I file for Chapter 7 bankruptcy in Florida. Below is a rough timeline for individuals who file for Chapter 7 bankruptcy using my firms services. 1. Schedule an appointment with...