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Shmucher Law, PL
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Can I Discharge Debts that I have Consolidated if I File for Bankruptcy in Florida?

by Ofer Shmucher | Jul 6, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Florida Law, Uncategorized

Sometimes clients of mine try other methods to eliminate their debts, including debt consolidation.  In a debt consolidation plan all of the debtor’s debts are lumped together and the debtor is only required to make one monthly payment in order to pay it down. ...

If I File for Bankruptcy in Florida will all my Hospital Bills and Medical Debt be Wiped out or Discharged?

by Ofer Shmucher | Jun 19, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Florida Law, Uncategorized

Have you ever had to go to the emergency room or urgent care for an extended period of time?  Most of the time when you get the bill it is extraordinarily high, hopefully you have insurance to cover your bills.  However with the growing number of people who are out of...

Can I wipe out my 401k loan if I file for bankruptcy in Florida?

by Ofer Shmucher | Apr 30, 2011 | Client Bankruptcy Cases, Florida Law, Uncategorized

I see many clients who have attempted to stay afloat by taking out loans against their 401k retirement plans.  Basically the clients have X saved in a work retirement plan and they have borrowed against it, usually to receive a lump sum payment, and then the client is...

What does it mean when my Debt is Charged Off and how does this Affect Me if I am considering Filing for Bankruptcy in Florida?

by Ofer Shmucher | Apr 16, 2011 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized

If you haven’t paid your credit cards or any other debts for approximately nine months then your credit card company or whatever creditor you have will charge off your debt.   What charge off means is somewhat misleading .  When a creditor charges off debt they are...

Can I File for Bankruptcy in Florida if I have a Pay Day Loan?

by Ofer Shmucher | Mar 31, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Client Bankruptcy Cases, Uncategorized

I often meet clients who have become trapped in a payday loan problem.  They go to one of these payday loan stores, located on every corner in Florida, and can easily get some quick money.  The problem is they don’t read or realize just how much money they have to pay...
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    20801 Biscayne Blvd
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    601 21st St
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    Miami: (305) 741-5553

    Fort Myers: (239) 299-7833

    Vero Beach: (772) 758-9888

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    The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. We are a debt relief agency and we help people file for relief under the bankruptcy code. Shmucher Law’s practice is limited to the state of Florida.

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