by Ofer Shmucher | Nov 22, 2010 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
If you have had a judgment against you then the judgment creditor may be able to freeze your bank account to collect on the money you owe them. A creditor may be able to freeze your account up to two times the amount that you owe them. Once your account is frozen... by Ofer Shmucher | Nov 1, 2010 | Chapter 7 Bankruptcy, Uncategorized
There are times when people are so overwhelmed by their debts, jobs, family problems or any other type of problem that they may not actually step aside and take a good look at their financial situation. These people want/tend to think that everything will be ok next... by Ofer Shmucher | Oct 28, 2010 | Ask the Bankruptcy Attorney, Uncategorized, US Bankruptcy Law
There are many commercials on TV today paid for by debt settlement companies offering to settle all of your debts and keep you out of bankruptcy. These commercials sound too good to be true and often times they are. They are promising to settle or consolidate all... by Ofer Shmucher | Oct 24, 2010 | Ask the Bankruptcy Attorney, Client Bankruptcy Cases, Uncategorized
Over the past few weeks I have seen several clients who come to my office because they have a wage garnishment against them. A wage garnishment occurs after a creditor obtains a judgment against you and then files and obtains a wage garnishment through your... by Ofer Shmucher | Oct 21, 2010 | Chapter 13 Bankruptcy, Uncategorized
There are lots of advertisements on TV, radio, and the internet telling people who are severely in debt to “consolidate” their debt rather than file for bankruptcy. However these companies don’t tell you that filing for chapter 13 bankruptcy in Florida might actually...