I had a recent bankruptcy consultation in my Miami Florida office and the client point blanked asked me why he should hire me rather than a bankruptcy preparer company that advertise on craigslist. This wasn’t the first time that I’ve been asked this question by a potential client and it probably won’t be the last. The easiest answer to this question is that when you use a preparation company ALL they are allowed to do is the type of the bankruptcy petition for the debtor. You are basically paying for a typist. A preparation company is NOT ALLOWED to give you any legal advise at all. Meaning they can’t answer the following questions:
- Whether someone should file for bankruptcy;
- Which chapter of the Bankruptcy Code to file under;
- What exemptions should be claimed or how exemptions work;
- What a discharge of debt is and what kind of debts are/are not discharged;
- Whether to redeem or reaffirm
- Tax consequences of filing bankruptcy
Using a bankruptcy attorney you actually get someone who can answer your legal questions, give you legal advice, and appear in court with you. It’s worth paying the money to hire a qualified bankruptcy lawyer.
If you are thinking of filing for bankruptcy in South Florida and would like to speak with an experienced Chapter 7 and Chapter 13 bankruptcy attorney then please contact Shmucher Law, PL and attorney Ofer Shmucher. We offer free consultations seven days a week and can be reached at 954-309-5559 or 305-741-5553.
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