One of the most common questions that I get during my free consultation in my Miami Florida office is whether or not a dismissed bankruptcy will show up on a credit report. I have recently met with numerous clients who for some reason or another have a dismissed bankruptcy on their credit report. A lot of these clients are either filing a Chapter 13 bankruptcy on their own (with no plan to go through with it) or are hiring bankruptcy attorneys to file emergency Chapter 13 cases in order to prevent or delay a foreclosure case.
A bankruptcy filing will report on your credit report the INSTANT it is filed. No matter what chapter of bankruptcy and no matter if the case is dismissed, denied or discharged. If a debtor files multiple times because a previous filing was dismissed that filing will ALSO appear on the credit report.
If you are in debt and are considering bankruptcy as an option to get out of debt please contact bankruptcy attorney Ofer Shmucher of Shmucher Law, PL by calling 305-741-5553 to schedule a free consultation in our Miami office. We represent debtors in Chapter 7 and Chapter 13 bankruptcies in Broward and Miami-Dade Counties.