Bank of America

Sued By Bank of America in Broward or Miami-Dade County?

If you are sued by Bank of America for failure to pay your monthly payment on your credit card(s) it is likely because you have paid in more than three months and you are currently in default.  Once you are served with the lawsuit you MUST RESPOND WITHIN TWENTY DAYS, failure to respond within 20 days could lead to a default judgment entered against you.  Even when you respond your options are fairly limited. Bank of America will have no issue showing that you owed the money and they are the actual creditor. The best option would be to settle the debt by hiring our Miami Debt Settlement Attorney.

How Can A Miami Debt Settlement Attorney Help Me?

The first thing you need to remember is that once a debtor has been sued the clock begins to tick as your time to respond to the lawsuit. You should contact an attorney as soon as you can to ensure that you can file all responsive pleadings.  The filing of a responsive pleading will prevent the creditor from obtaining a default judgment against you and will slow them down from attempting to garnish your wages or your bank account.   Our Debt Settlement Attorney will be able to file responsive pleadings on your behalf, attend mediation if necessary, and attempt to amicably resolve this matter by settling the debt and allowing the debtor to make monthly payments (if possible).

What Can I Expect to Settle My Lawsuit For?

Lawsuit settlements with Bank of America can vary due to numerous factors including how old the debt is, what types of purchases were made, how recent purchases were made, did the debtor use cash advances, is it a recent balance transfer.

Shmucher Law, PL can assist debtors in Broward or Miami-Dade County defend and/or settle their lawsuit with Bank of America. We typically offer a flat-fee payment arrangement and we don’t collect our fee until a settlement agreement has been executed. Feel free to contact us at any time to schedule a free consultation either over the phone or in person.