by Ofer Shmucher | Sep 15, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Florida Law, Uncategorized
This is a common question that is asked by people who are looking to file for bankruptcy in Florida. Their main concern is that their friend/relative/neighbor/etc. co-signed on a debt that the client will be discharging in bankruptcy. So they will always ask, will... by Ofer Shmucher | Sep 7, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Uncategorized, US Bankruptcy Law
Some people are ashamed that they have filed for bankruptcy and want to keep it private, and so they ask me if there is anything they can do to keep their bankruptcy filing private. Unfortunately the filing of a bankruptcy is a public filing and is a matter of public... by Ofer Shmucher | Sep 1, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Florida Law, Uncategorized
If you are thinking of filing for bankruptcy in Florida and you own real estate then you will need to know the value of the real estate to determine what, if any, equity you have in your properties. The easiest way to determine the value of your home is to look at... by Ofer Shmucher | Aug 31, 2011 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized
If you are thinking of filing for bankruptcy then you are also thinking of what type of impact bankruptcy plays with other aspects of your life. One question I recently received is whether or not filing for bankruptcy in Florida will have any impact on a child... by Ofer Shmucher | Aug 29, 2011 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized
With the increase in the number of houses that are foreclosed on in Florida, more clients are being sued for a deficiency. A deficiency is basically the difference between what you owed on the house and what the bank sells it for when it is sold at a foreclosure... by Ofer Shmucher | Aug 17, 2011 | Ask the Bankruptcy Attorney, Client Bankruptcy Cases, Florida Law, Uncategorized
Clients always ask me the following question “Can I go max out my credit cards and then come back and file for bankruptcy?” The answer to that question is NO and it could lead to severe consequences including having the credit card companies sue you while you are in...