by Ofer Shmucher | Jul 25, 2016 | Ask the Bankruptcy Attorney, Chapter 13 Bankruptcy
When potential new clients come to see me to discuss chapter 13 options they typically have done some reading online about the process. One of the biggest misconceptions that clients get confused is how long the lifespan of a Chapter 13 bankruptcy is. The simple... by Ofer Shmucher | Apr 19, 2016 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I had a recent free consultation come into my office to ask me about small business loans and if they were dischargeable in bankruptcy. The debtor received an SBA loan on a property when their home was damaged by a hurricane. Soon the debtor was unable to make... by Ofer Shmucher | Apr 12, 2016 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
One of the most common questions that I get during my free consultation in my Miami Florida office is whether or not a dismissed bankruptcy will show up on a credit report. I have recently met with numerous clients who for some reason or another have a dismissed... by Ofer Shmucher | Feb 19, 2016 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Client Bankruptcy Cases
A potential client asked me during our initial free consultation if they could still file for bankruptcy if they were just served with a lawsuit complaint. Apparently the client believed that once you have been sued you can no longer file for bankruptcy. The truth... by Ofer Shmucher | Jan 7, 2016 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy
Mortgage Modification Debtors who have attempted to modify their mortgage loans without the assistance of an attorney have realized how difficult the process is. Lenders routinely reject debtors because they have failed to include the correct documentation or have not... by Ofer Shmucher | Jan 6, 2016 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
In South Florida, numerous individuals lease vehicles rather than purchase. So, I routinely get asked by my clients what happens to their leased vehicle when they file for bankruptcy. The answer is that it depends on what you want to do with your car. Keep and...
