I have a lot of clients who come into my Miami office and one of their first questions always is, how much will filing for bankruptcy cost me? That question depends on a number of factors: including if you are filing for a Chapter 7 or a Chapter 13 bankruptcy, if you are a filing with a spouse, if you own a business, and the complexity of a case.   A standard Chapter 7 bankruptcy in South Florida will usually run between $1,500-$4,000 depending on who you use. At Shmucher Law, PL we charge $1,530 for a Chapter 7 individual filing and $1,830 for a joint filing.   Cases involving numerous properties or self-employed debtors may affect the price of the Chapter 7 bankruptcy filing. The legal fees include the following: $299.00 (bankruptcy filing fee, court fee), $35 (credit report and 12 months of creditor monitoring. The services provided with this fee are the following: initial consultation, additional appointments with the bankruptcy attorney to make sure your file is correct, an attorney to attend the 341 meeting of the creditors with you, and finally an attorney to review and help you sign a reaffirmation agreement on your vehicles or property. The only other fee the debtor must incur is the credit counseling course that must be taken prior to filing for bankruptcy.

If you are thinking about bankruptcy and would like to schedule an appointment with a bankruptcy attorney in Miami, Fort Lauderdale, or Boca Raton then please contact Ofer Shmucher at Shmucher Law, PL to schedule your free initial consultation in any of our five office locations.