by Ofer Shmucher | Jul 8, 2015 | Uncategorized
Lots of people in South Florida have more than one mortgage on their property and due to the economy they were unable to pay the second mortgage and fell significantly behind. One of the best features of filing for a Chapter 13 bankruptcy in Miami or Fort Lauderdale... by Ofer Shmucher | Jul 6, 2015 | Uncategorized
A recent free consultation debtor came in and informed me that his bank account had been frozen due to a judgment and wanted to know if filing for bankruptcy could assist him in anyway. He wanted to know if both Chapter 7 and Chapter 13 bankruptcy filings would... by Ofer Shmucher | Jul 3, 2015 | Uncategorized
Probably the most common question I get asked by potential bankruptcy clients is if they can keep some of their credit cards after they file for bankruptcy. The answer is typically NO. When a debtor files for bankruptcy in the Southern District of Florida they must... by Ofer Shmucher | Jul 2, 2015 | Uncategorized
I have had numerous clients come see me in my Miami, Florida office who want to surrender their home to the creditor in their bankruptcy. Surrendering the home is the easy part, but the debtor always ask me how difficult is it to find a place to rent after filing for... by Ofer Shmucher | Jul 1, 2015 | Uncategorized
So you have decided that perhaps it’s time to consider filing for bankruptcy but don’t know where to begin. Your first step is to find a bankruptcy lawyer in Miami . Deciding on who to hire or who to have a consultation with is not something that you... by Ofer Shmucher | Jun 30, 2015 | Uncategorized
A recent client came into my office and wanted to file a Chapter 7 bankruptcy to eliminate or discharge a 2nd mortgage or a home equity line on their homestead property located in Miami Florida. The client considerable time reading blogs and other bankruptcy websites... by Ofer Shmucher | Jun 29, 2015 | Uncategorized
A recent free consultation client came into my Miami office last week and asked me about medical bills. The client had a medical tragedy that required hospitalization as well as extensive surgeries. Client didn’t have any medical insurance and when the time to... by Ofer Shmucher | Aug 28, 2014 | Uncategorized
Typically when a debtors bills pile up they are unaware of their options on how to get out of debt. For residents of South Florida, especially Fort Lauderdale or Miami, one way to get out of debt is to file for bankruptcy, either a Chapter 7 or a Chapter 13. Chapter 7... by Ofer Shmucher | Jun 24, 2014 | Uncategorized
When you meet with your bankruptcy attorney in South Florida they usually ask you questions regarding your assets and your debts. When you file for bankruptcy, whether it’s a Chapter 7 or a Chapter 13, you must disclose all of your assets on the bankruptcy petition... by Ofer Shmucher | Jun 16, 2014 | Uncategorized
No matter what type of bankruptcy you are filing, chapter 7 or chapter 13, you must disclose all of your assets on your bankruptcy petition schedule B. One of the lines on schedule B discusses personal property – “household goods and furnishings.” Debtors have...
