by Ofer Shmucher | Mar 2, 2011 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Uncategorized
Ok, so you have decided that perhaps bankruptcy might be a good option for you, you found an attorney who offers a free consultation (be weary of attorneys who don’t offer a free consultation for bankruptcy). So now you are wondering what you can expect to get out of... by Ofer Shmucher | Feb 23, 2011 | Chapter 13 Bankruptcy, Uncategorized
When many people purchased a home in Florida they obtained two mortgages (an 80/20 split). A great number of other people obtained home equity lines of credit on their homes as well. Did you know that by filing for bankruptcy in Florida it is possible to wipeout or... by Ofer Shmucher | Feb 19, 2011 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Uncategorized
The filing of a Chapter 13 bankruptcy, in Florida, requires the debtor(s) to create a three to five year repayment plan to pay off a portion of their debts. You may wonder, why would I want to do a chapter 13 bankruptcy and make monthly payments when I can just file... by Ofer Shmucher | Feb 10, 2011 | Ask the Bankruptcy Attorney, Chapter 13 Bankruptcy, Florida Law, Uncategorized
If you are considering filing for bankruptcy in Florida and at the same time trying or are in the process of a mortgage modification there are certain things that you should know BEFORE you file for bankruptcy. Trial Period – If you file for bankruptcy while you are... by Ofer Shmucher | Dec 9, 2010 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Florida Law
The bankruptcy trustee is what I would like to consider the referee of your bankruptcy filing. The trustee has certain duties including: making sure your bankruptcy petition is prepared correctly, reviewing your assets (specifically valuations), and reviewing your... by Ofer Shmucher | Nov 22, 2010 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
If you have had a judgment against you then the judgment creditor may be able to freeze your bank account to collect on the money you owe them. A creditor may be able to freeze your account up to two times the amount that you owe them. Once your account is frozen...