by Ofer Shmucher | Sep 22, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I routinely get new clients who just moved to Florida, permanent relocation, and they are looking to file for bankruptcy to obtain a fresh start. Their first question is what state do I file my bankruptcy in and that answer depends on how long they have lived in... by Ofer Shmucher | Aug 28, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Typically clients that come see me have been thinking about their financial situations for an extended period of time. The filing of a bankruptcy whether it is chapter 7 or chapter 13 is not an easy situation and ideally the client would like to see it go as smooth as... by Ofer Shmucher | Aug 25, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Are you a debtor who has a suspended license because you got into an accident with no insurance and now have a judgment against you? Did you know that the filing of a bankruptcy can assist you in getting your license back? I regularly have debtors come into my Miami... by Ofer Shmucher | Jul 18, 2015 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
One of the most important possessions, for my clients, is a car. Clients need a reliable car to get them to and from work, pick up their kids, etc. Before purchasing a car you need to consider if you can afford the car, if you will get approved for a loan, and have... by Ofer Shmucher | Jul 16, 2015 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Typically when a debtor files for bankruptcy, in Southern Florida, two things can happen: 1. they get their discharge 2. they get their case dismissed A debtor filing for bankruptcy is ideally seeking a discharge of their debts, because a discharge means that the... by Ofer Shmucher | Jul 14, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Disability Payments, Social Security
I had a recent free consultation in my Miami office, and the debtor asked me if his social security or disability payments would be affected by the filing of a Chapter 7 bankruptcy. The answer to that question is NO government Social Security or Disability payments...