by Ofer Shmucher | Aug 5, 2015 | Uncategorized
After I explain the bankruptcy process to my potential clients they all tend to ask me the same questions. One of those questions is whether or not the bankruptcy trustee can come to their home. The short answer is no, but they have a right to do so. One of the Miami... by Ofer Shmucher | Jul 24, 2015 | Bankruptcy Process, Uncategorized
The easiest explanation of what the Means Test is, is that it is a test that determines what type of bankruptcy a debtor can file, either Chapter 7 or Chapter 13. When filing for bankruptcy a debtor must understand that he or she may not be eligible to file any... by Ofer Shmucher | Jul 23, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Uncategorized
Every week or so I go to Chapter 13 meeting of the creditors in Broward or Miami-Dade County and I wait for my cases to be called. Over and over again I see individual debtors, who filed for Chapter 13 bankruptcy protection, get their cases dismissed. One of the first... by Ofer Shmucher | Jul 8, 2015 | Uncategorized
Lots of people in South Florida have more than one mortgage on their property and due to the economy they were unable to pay the second mortgage and fell significantly behind. One of the best features of filing for a Chapter 13 bankruptcy in Miami or Fort Lauderdale... by Ofer Shmucher | Jul 6, 2015 | Uncategorized
A recent free consultation debtor came in and informed me that his bank account had been frozen due to a judgment and wanted to know if filing for bankruptcy could assist him in anyway. He wanted to know if both Chapter 7 and Chapter 13 bankruptcy filings would... by Ofer Shmucher | Jul 3, 2015 | Uncategorized
Probably the most common question I get asked by potential bankruptcy clients is if they can keep some of their credit cards after they file for bankruptcy. The answer is typically NO. When a debtor files for bankruptcy in the Southern District of Florida they must...
