by Ofer Shmucher | Sep 19, 2011 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Uncategorized
A few years ago when people purchased homes and those homes increased in values the banks offered the homeowners an equity line of credit, which was a way to borrow against the home. These equity lines of credit ranged from just a few thousand to several hundreds of... by Ofer Shmucher | Jun 30, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Uncategorized
When you file for bankruptcy you need to list all of your debts and all of your assets. Your debts will include mortgages, car notes, credit cards, medical bills, etc. A question that I routinely get is whether or not a debtor can include debt from a repossessed car... by Ofer Shmucher | Jun 17, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Client Bankruptcy Cases, Uncategorized
I tend to meet clients who have visited other bankruptcy attorneys so I typically ask them what they thought of the previous attorney. I was shocked to learn what some of my clients told me. So here is a compiled list of things to be on the lookout out for when... by Ofer Shmucher | Apr 27, 2011 | Ask the Bankruptcy Attorney, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Client Bankruptcy Cases, Uncategorized
Shmucher Law, PL is a Florida bankruptcy law firm that handles individual and business bankruptcies. For immediate assistance or to schedule a free consultation please contact our office at 305-741-5553 or 954-309-5559. Over the last few months I have met numerous... by Ofer Shmucher | Apr 14, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Uncategorized
When a debtor files for Chapter 7 bankruptcy in Florida they are allowed to exempt certain assets. Exemptions are protections used on assets, that protect/prohibit the bankruptcy court from taking away the assets from you. Here is a quick breakdown on exemptions...