by Ofer Shmucher | Sep 22, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
I routinely get new clients who just moved to Florida, permanent relocation, and they are looking to file for bankruptcy to obtain a fresh start. Their first question is what state do I file my bankruptcy in and that answer depends on how long they have lived in... by Ofer Shmucher | Aug 28, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Typically clients that come see me have been thinking about their financial situations for an extended period of time. The filing of a bankruptcy whether it is chapter 7 or chapter 13 is not an easy situation and ideally the client would like to see it go as smooth as... by Ofer Shmucher | Aug 25, 2015 | Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Are you a debtor who has a suspended license because you got into an accident with no insurance and now have a judgment against you? Did you know that the filing of a bankruptcy can assist you in getting your license back? I regularly have debtors come into my Miami... by Ofer Shmucher | Aug 24, 2015 | Ask the Bankruptcy Attorney, Bankruptcy Process
With the increase in property values in South Florida, numerous debtors are coming to my office in an attempt to save their homes. Filing of a Chapter 13 bankruptcy in Miami or Fort Lauderdale can do just that. Here are a few ways a Chapter 13 bankruptcy can assist... by Ofer Shmucher | Aug 3, 2015 | Ask the Bankruptcy Attorney, Bankruptcy Process
Last week I received a telephone call from a prospective client who was interested in discussing bankruptcy options. The potential client was a referral from a previous client. After we chatted about the bankruptcy process and his particular situation, he asked me... by Ofer Shmucher | Jul 24, 2015 | Bankruptcy Process, Uncategorized
The easiest explanation of what the Means Test is, is that it is a test that determines what type of bankruptcy a debtor can file, either Chapter 7 or Chapter 13. When filing for bankruptcy a debtor must understand that he or she may not be eligible to file any...