by Ofer Shmucher | Jun 23, 2011 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized
With the increase in the amount of people unemployed in America, and a number of those people receive unemployment checks, I have been asked the following question: Can I continue to receive unemployment checks if I file for bankruptcy. YES, the filing of a... by Ofer Shmucher | Jun 19, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Florida Law, Uncategorized
Have you ever had to go to the emergency room or urgent care for an extended period of time? Most of the time when you get the bill it is extraordinarily high, hopefully you have insurance to cover your bills. However with the growing number of people who are out of... by Ofer Shmucher | May 10, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Florida Law, Uncategorized
I often get phone calls from people saying they need to file for bankruptcy but are unsure of which one. Sometimes they do a little research online and tell me they want to file a Chapter 7, Chapter 13, or even Chapter 11, however usually these people have mixed up... by Ofer Shmucher | Apr 30, 2011 | Client Bankruptcy Cases, Florida Law, Uncategorized
I see many clients who have attempted to stay afloat by taking out loans against their 401k retirement plans. Basically the clients have X saved in a work retirement plan and they have borrowed against it, usually to receive a lump sum payment, and then the client is... by Ofer Shmucher | Apr 25, 2011 | Ask the Bankruptcy Attorney, Chapter 7 Bankruptcy, Florida Law, Uncategorized
When you file for bankruptcy in Florida you need to list all of your debts and assets. Your debts are usually automatically generated from a credit report that your attorney will run for you. However sometimes debts don’t show up on your credit report and it is... by Ofer Shmucher | Apr 16, 2011 | Ask the Bankruptcy Attorney, Florida Law, Uncategorized
If you haven’t paid your credit cards or any other debts for approximately nine months then your credit card company or whatever creditor you have will charge off your debt. What charge off means is somewhat misleading . When a creditor charges off debt they are...