by Ofer Shmucher | Apr 14, 2011 | Ask the Bankruptcy Attorney, Bankruptcy Process, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Uncategorized
When a debtor files for Chapter 7 bankruptcy in Florida they are allowed to exempt certain assets. Exemptions are protections used on assets, that protect/prohibit the bankruptcy court from taking away the assets from you. Here is a quick breakdown on exemptions... by Ofer Shmucher | Mar 23, 2011 | Bankruptcy Process, Florida Law, Uncategorized
Filing for bankruptcy in Florida will offer a debtor a fresh start because the debtor will likely be able to wipe out all of his or her debts upon the completion of their bankruptcy. One of the most important things a debtor needs to do is to determine who they owe... by Ofer Shmucher | Mar 5, 2011 | Ask the Bankruptcy Attorney, Client Bankruptcy Cases, Florida Law, Uncategorized
Are you being routinely harassed by creditors calling you at all times throughout the day, including early in the morning and late at night? Have you come to the point where you either just shut your phone off or ignore every call that is coming in? The filing of a... by Ofer Shmucher | Dec 19, 2010 | Ask the Bankruptcy Attorney, Uncategorized
You are relaxing at home on a typical day and then you receive a knock at your door. You open the door and a process server greets you and asks you if you live there, you say you do, and he serves you with a summons and complaint. You look at it more carefully and... by Ofer Shmucher | Dec 13, 2010 | Ask the Bankruptcy Attorney, Bankruptcy Process, Uncategorized
All my clients seem to get nervous prior to their meeting of the creditors because it will be there one and only time they will ever have to go to “court.” Luckily for my clients the 341 meeting of the creditors isn’t a true court hearing, rather it is a hearing with...